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1. Prices are displayed as dividends for $1, meaning that the price includes your stake - e.g. if you have a successful $10 bet at a dividend of $17 you will win $160 with a total collect of $170.
2. Submitting the bet does not necessarily mean you have successfully placed a bet. You have merely requested the bet and we will return one of three possible messages as listed below.
   'Bet Accepted' Meaning we have accepted the bet exactly as submitted.
   'Bet Partially Accepted' Meaning we have not accepted the full amount of the bet. The amount of the bet accepted will be displayed with this message.
   'Bet Rejected' We have rejected the bet entirely. A reason for this rejection will be displayed with this message e.g. "Event has begun" or "Price has changed".
3. Please note that all bets are answered in the order they are received so please bet early to avoid disappointment.

CREDIT CARD DEPOSIT
All credit cards must be verified by tomwaterhouse.com Please view the 'Do I need to register/verify my credit card/s?' section within our FAQs.

BPAY
BPAY is only available to account holders within Australia. The Biller code and your unique tomwaterhouse.com BPAY reference (Ref) number can be found by selecting the 'BPAY Deposit' option. Please note the BPAY Deposit option does not actually transfer the funds from your account to tomwaterhouse.com it is simply to notify us that you have made a BPAY transfer. Please note if a BPAY transfer is made prior to 4pm Monday to Friday AEST, the funds are usually in your tomwaterhouse.com account the following day. Deposits made after 5pm on Friday night will not be credited to your account until the following Tuesday. Please retain a copy of any receipts as they may be required to identify your funds.

POLi
POLi allows you to deposit funds into your tomwaterhouse.com account from your personal internet banking facility 24 x 7, 365 days a year. POLi uses the very latest internet security measures to protect your transactions and enables you to use debit accounts (e.g. savings accounts) to transfer funds directly into your tomwaterhouse.com account. Both you and tomwaterhouse.com instantly receive a receipt of the transaction.

BANK DEPOSIT
The Bank Deposit option does not actually transfer the funds from your account to ours, it is simply to notify us that you have made a bank deposit. Please note if a bank transfer is made prior to 4pm Monday to Friday AEST, the funds are usually in your tomwaterhouse.com account the following day. Deposits made after 5pm on Friday night will not be credited to your account until the following Tuesday.

MONEYBOOKER
If you have a Moneybookers account you can deposit funds to your tomwaterhouse.com account. Moneybookers deposits usually transfer instantly. Setting up your Moneybookers account with tomwaterhouse.com is easy. Simply add your Moneybookers account and enter the amount you wish to deposit into your tomwaterhouse.com account. The Moneybookers site will open and process your payment.

For more detailed information on all of Tom's available banking options please view Tom's Banking section. Remember, you can view banking options whilst logged out but you must login to access Tom's interactive banking facility.

1. You must be logged into your account to place a bet, however you can view races whilst logged out.
2. The races available for betting on will be displayed in the racing tab found at the top of the screen or on the left hand menu, you can select either Today's or Tomorrow's races. Meetings will be divided into one of the three racing codes of Thoroughbred, Greyhounds and Harness. You can choose the race you wish to bet on by clicking on the time shown under the race number. The time shown indicates how long until the race is due to start.
3. For your convenience on the home screen the 'next race to go' is at the top of the screen next to the tomwaterhouse.com logo. To bet on any of these races, simply select the race.
4. Prices are expressed as dollar dividends, and are sorted in saddlecloth number.
5. To place a bet click on the price/odds alongside the runner you wish to back and then enter the amount you wish to bet (minimum of AUD$1, minimum increment 50c) in the betting amount box.
6. For a description of the prices/odds offered ie Starting Price (SP), Tom's Odds, Best of Best (BB), Top Fluc (TF), Best Tote, Middle Tote, Super TAB + % (s+x%) please refer to Tom's Bet Types section. Further information can also be found under Terms and Conditions.
7. When you happy with your selection click on 'Confirm Bet'.
8. Click on 'Submit Bet' if satisfied with your bet request. You will be advised that your bet has been submitted. In most instances approval is processed within seconds, and a 'Status Change' message is displayed on your screen indicating that your bet has been accepted.
9. Larger bets may be partially accepted depending on the nature of the event and betting trends. If partially accepted, a message of 'Bet Partially Accepted' is displayed together with the amount of the bet accepted. If the bet is rejected, a message of 'Bet Rejected' appears together with an explanation for the rejection. If you log off prior to receiving your approval, the message will appear next time you log on.
10. If you would like to view your betting history, all of your transactions can be viewed within the My Account area. Please note, you must be logged in to view this page.

Quinella
A Quinella requires you to correctly select the two runners that finish 1st and 2nd in a race, in any order.

Exacta
An Exacta requires you to correctly select the two runners that finish 1st and 2nd in a race in the correct order.

Trifecta
The Trifecta requires you to select the runners that will finish 1st, 2nd and 3rd in a race, in the correct finishing order.

First Four
The First 4 requires you to select the 1st, 2nd, 3rd and 4th place getters in the correct finishing order.

Quadrella
A Quadrella a requires you to pick four winners from four races nominated at the one meeting.

Further information
If you would like any further information please see our Frequently Asked Questions section FAQs or make contact with Tom's Client Services Team. To view contact details, please visit the Contact Us section.

Membership is open to anyone aged over 18 years living in Australia. Please note that if you are a large racing punter (average bet size greater than $750 per bet) with a preference for telephone betting you may like to access Tom's on course telephone betting service, licensed out of Victoria. Please call 1800 Waterhouse (1800 928 374) if you would like to activate this service.

Please Contact Us if you would like further information.

tomwaterhouse.com will approve your initial deposit and add a random cent value of between 1-99 cents to your deposit amount to facilitate the verification process ie if you deposit $20 - a transaction amount of $20.37 (example only with random cents amount applied) will appear on your credit card statement.

Please note you will not be able to verify your credit card until you have access to see the random cent amount that we have added to your initial deposit. This would either be when you received your credit card statement or earlier if you access the information via internet or telephone banking.

The next time you select to deposit into your tomwaterhouse.com account using this credit card you will receive a message notifying you that the card has not yet been verified. You will be asked to enter the cents amount ie the 37 from the $20.37 that appeared on your credit card statement from your first deposit. This process will verify your credit card.

You may also choose to verify your credit card by completing the 'Credit Card Verification' section . You must be logged in to access this facility.

Please note the random cent amount ie 37c will be added to your account balance at the time you verify the card.

Please Contact Us if you would like further information.

In order to make a withdrawal from your tomwaterhouse.com account, you will need to make an online request by selecting the withdrawal option under Banking. Please note your bank account name must match your tomwaterhouse.com account name.

If your identification has not been verified, you will not be able to progress with your withdrawal request at this time. Please see our FAQs 'Do I need proof of ID?' section or Contact Us for further information.

Once your online withdrawal request has been submitted you will receive notification that your withdrawal has been lodged and the amount requested will be deducted from your tomwaterhouse.com betting account balance immediately, pending processing.

tomwaterhouse.com has a commitment to process your withdrawal requests within 48 hours; however this time may vary depending on when the withdrawal request is made. Withdrawals are approved at 9.30am AEDT on each standard business day. Withdrawals requested prior to this time on a business day are processed and applied to your account the following day. Please Contact Us for further information.

Verification of all credit cards is required. Please read the 'Do I need to register/verify my credit card/s?' section for information on how to verify your credit card/s.

1. "Bookmaker" shall mean Tom Waterhouse N.T. Pty ltd ACN 142687876 and its successors and assigns.
2. "Client" shall mean the Client or any person acting on behalf of and with the authority of the Client.
3. "Bets" shall mean all bets or wagers placed with the Bookmaker by the client.
4. "Betting Account" shall mean an account through which all of a Client's bets are placed. Each Client will be issued with a Betting Account prior to Bets being accepted by the Bookmaker.
5. "Settlement" shall mean the full payment of the Betting Account balance for a settlement period.

1. "Tom Waterhouse"; "TW"; "tomwaterhouse.com" or "Waterhouse" are references to Tom Waterhouse N.T. Pty Ltd ACN 142687876. TW is licensed by the Northern Territory government (N.T.) as a bookmaker to accept wagers via telephone or internet. Tom Waterhouse holds a bookmakers guarantee with the NT Racing commission.
2. All dividends shown are for a $1 investment.
3. All tote-based dividends displayed are approximate only and may be time delayed.
4. Internet Gambling may be illegal in the jurisdiction in which you are located, if so, you are not eligible to have an account with Tom Waterhouse.
5. It is the responsibility of the cardholder to know the laws concerning online gambling within their country of domicile
6. Minors are not permitted to gamble. Transactions cannot be placed on behalf of minor
7. If any provision of these terms and conditions shall be invalid, void, illegal or unenforceable the validity, existence, legality and enforceability of the remaining provisions shall not be affected, prejudiced or impaired.
8. The Bookmaker is subject to the laws of the Northern Territory and takes no responsibility for changes in the law which affects their operation or the way in which Bets are made.
9. In the event of any breach of this contract by the Bookmaker the remedies of the Client shall be limited to damages.
10. The Bookmaker reserves the right to review these terms and conditions at any time. If, following any such review, there is to be any change in such terms and conditions, that change will take effect from the date on which the Bookmaker notifies the Client of such change. Clients will be considered notified once the terms and conditions are updated on this website.
11. The Bookmaker shall not be liable for any default due to any act of God, war, terrorism, strike, lock out, industrial action, fire, flood, drought, storm or other event beyond the reasonable control of either party.

1. A "Client" is a person who has an account (Client Betting Account) with TW. Clients are responsible for ensuring that their records especially address, telephone number and email address are kept up to date. In the event that a Client has not kept their records up to date, TW reserves the right to suspend the Client Betting Account. Clients are limited to holding a maximum of one TW account at any one time.
2. It is the Client's responsibility to ensure that it keeps its user-name and security details confidential. In the event that a Client is worried that this may no longer be the case, he should notify TW immediately whereupon new details may be given. Upon notification of the new details, TW reserves the right to invalidate any future transactions utilising the previous details.
3. The Client will be responsible for all wagers in which his user-name and security details are used for any activity on his Client Betting Account.
4. Refund Policy Any bet (wager) made by telephone or via the Internet where the user name and security details have been used will be regarded by TW as being valid and may not be changed, cancelled or modified unless so agreed by TW.

1. Upon Registering with TW all clients consent to having their identification details provided to TW passed to organizations for the purpose of TW verifying their details in compliance with the Anti money laundering and Counter terrorism financing act 2006. Identity details mean your ID, name, address, date of birth as provided to TW upon registration.
2. Under the Northern Territory bookmaking license, TW must be satisfied that all account holders are over the age of 18. If a client's identity and age is not verified by TW within 90 days of the Client's first transaction then any balance in the Client's Betting Account will remain frozen and then be treated in accordance with the Companies (Unclaimed Assets and Monies) Act. TW will not allow any customer to withdraw monies from their nominated account until satisfactory proof of age and identity is provided

1. TW reserves the right to refuse any wager or part of a wager without giving a reason at any time if any one or more of the following occur:
   1. The Client is less than 18 years of age;
   2. The Client is betting on behalf of a person who is less than 18 years of age; and/or
   3. The Client is in breach of these Rules.
2. TW cares strongly for its public reputation and does not permit persons under the age of 18 years to hold an account. If a Client's children have access to the computer you are using to log into TW's Internet service, we encourage you to install a child protection software package (e.g. Cyber Patrol, Net Nanny).
3. TW reserves the right to close a Client Betting Account and refund the credit balance without further explanation. In this event, outstanding wagers will be honored unless TW declares otherwise.
4. TW reserves the right to change, amend or add to these Rules and TW's Privacy Policy as it sees fit without providing further notice other than posting the current Rules or Privacy Policy on the TW website (tomwaterhouse.com). It is the Client's responsibility to ensure he is up to date with the current Rules betting.
5. TW reserves the right to provide Australian governing sporting bodies, upon their request, with:
   1. records or documents in the possession or control of TW (excluding bank account details, credit card details and government identifiers) relating to betting transactions of the Client; and
   2. the names, contact details and similar identifying information in the possession or control of TW relating to Client's who have entered into betting transaction(s) after September 1, 2006
   Such information will only be provided to assist in a legitimate inquiry conducted by the Australia governing sporting body to maintain the integrity of the sport. For the avoidance of doubt, the Client consents to TW providing the above information to an Australian Governing sporting body. "Australia governing sporting bodies" means organisations charged with the administration of a sport throughout Australia.
6. The Client acknowledges that TW may be required by law to disclose the Client's identity and details of its Client Betting Account and the Client agrees that TW cannot be liable to the Client in any way if it makes a disclosure it is obliged by law to make.
7. A Client is deemed to have accepted these Rules and TW's Privacy Policy by opening an account or by placing a wager with TW via the telephone or via the TW website. A Client can view the Privacy Policy on the TW website.
8. Notwithstanding anything contained elsewhere in these Rules, if TW publishes, posts or quotes any incorrect betting information for any sporting event, such as posting wrong dividends or lines, then regardless of the cause or source of such error;
   1. if the error is identified prior to the commencement of the event and notified by TW to the most recent telephone or facsimile contact number or email address supplied by a Client, whose wager on that event has been accepted or confirmed by TW, such wagers will be void. If the wager is part of a multiple bet, the wager will then be re-calculated without the team/competitor which had the human error.
   2. if the error is identified only after the commencement of the event or for any other reason not notified to the Client's point of contact prior to commencement of the event, the wager on the event shall stand. The only exception to this is where TW can demonstrate that the error was manifest or obvious, or that the Client otherwise should reasonably have been aware of the error, when the wager was placed. If a Client has been paid winnings in error TW shall be entitled to issue the Client with an invoice demanding repayment. In such circumstances, the invoice shall be evidence that the amount is due and payable.
9. TW has made considerable efforts to ensure its sports betting business operates in a fair, prompt and accurate manner. Except to the extent permitted by law (and only to such an extent), TW excludes all warranties (express or implied) relating to its sports betting business and shall not have any liability for direct, indirect or consequential loss, damage, expense or injury suffered by any Client.
10. TW's liability in respect of any claim or loss shall be limited in amount to the relevant wager placed by a Client.
11. TW reserves the right to void any or all wagers made by any individual or group of people acting together (or on behalf of another individual or group of people) in an attempt to gain financial benefit through the manipulation of tote based dividends or official starting prices. This can include persons, relatives, organisations, bookmakers and their employees.
12. All wagers are considered to be placed and received in the Northern Territory in the Commonwealth of Australia.
13. TW does not warrant or imply that participation in wagers complies with the legal requirements of any state or country other than Northern Territory. A Client must satisfy them self and assume full responsibility for the legality of:
    1. Applying to TW for a Client Betting Account;
    2. Remitting funds by credit card or other permitted means to a Client Betting Account held with TW;
    3. Placement of wagers with TW and,
    4. Receiving payments from TW.
14. A Client may only have one (1) Client Betting Account unless otherwise agreed to by TW. If a Client has additional Client Betting Account(s), then the account balances of all associated Client Betting Accounts may be transferred into the original Client Betting Account and;
    1. if, after the transfer(s) the original Client Betting Account has a debit balance, then TW shall be entitled to receive payment for the debit balance immediately or,
    2. if, after the transfers there is a credit balance in the original Client Betting Account, the credit balance will be held by TW until such time as a determination has been made by TW as to whether or not there has been a breach of these Rules.
15. These Rules shall be governed by and construed in accordance with the laws of the Northern Territory and each Client irrevocably submits to the exclusive jurisdiction of the Northern Territory Courts in respect of any dispute or matter arising from these Rules.
16. The regulatory authority is the Racing Commission or such other authority authorized by the laws of the Northern Territory for that purpose.
17. If a Client receives a bonus that requires a deposit to be made to claim the bonus, both the deposit and the bonus must be wagered. TW reserves the right to remove the bonus and refund the remaining balance should a Client be in breach of these conditions.
18. TW reserves the right to withhold funds from Clients who have not completed the identification process. Funds will be released as soon as this process has been completed.
19. TW reserves the right to refuse any wager in its discretion and without giving a reason.
20. TW is entitled to make a recording of each telephone discussion referred to in Clause 6i
21. TW ensures every effort is undertaken to provide accurate and timely information, however due to information being provided by third parties TW accepts no responsibility for the accuracy of the information found on this website.

1. A Client must be 18 years of age or older.
2. Wagers will be accepted up to the advertised start time of the event or such earlier time as dictated by TW specified on the website at the event page. If a wager is inadvertently accepted in respect of an event after it starts, at the discretion of TW the wager may be deemed to have been made invalidly and will be refunded to the Client.
3. A Client should check its Client Account Balance each time it logs on to its Client Betting Account or at the time it places a wager via the telephone. In the event a Client account balance is queried or disputed, it is the Client's responsibility to notify TW at the earliest opportunity and provide the Client's own record of transactions since the Client Account Balance was last verified. If no formal dispute is lodged by a Client with TW for a period of 14 days, it is assumed that the Client has accepted that his balance is correct and in order.
4. When making a wager via telephone it is the Client's responsibility to quote the correct user-name and Personal Identification Number (PIN).
5. When making a wager via the Internet, it is accepted when the Client submits the wager and a confirmation and betting reference number is issued through the TW website.
6. TW shall not accept any wager by telephone made in relation to thoroughbred, harness and greyhound races or approved sporting events where the wager is less than $10.
7. TW shall accept all thoroughbred horse racing bets placed at fixed odds to win at least $1000 and any fixed odds bets on harness or greyhound racing to win at least $500
8. The minimum wager via the Internet is AUD$0.50
9. TW shall make a recording of each telephone discussion with a Client when a Client is placing a wager, or lodging a dispute or a query on its account. The Client acknowledges this and agrees to such recordings being made and, where a dispute occurs which cannot be resolved by TW, the Client agrees that the relevant recording(s) and/or any records of a Client's transactions via the Internet may be made available to the regulatory authority to enable the dispute to be determined in accordance with these Rules.
10. A Client is unable to cancel or change a wager once the wager has been placed and the acceptance confirmed unless TW specifically states otherwise.
11. All wager prices/lines may be subject to variation.
12. Unless agreed otherwise, the maximum amount that may be paid out on any wager win (both singles and multiples) is $5,000 subject to specific bet type limits. In addition, all sports multiple wagers are subject to a maximum win of 1,000 times the Client's wager and all racing multiple wagers are subject to a maximum win of 10,000 times the Client's wager.
13. TW provides a voluntary self exclusion program within the My Account section, enabling clients to set self imposed restrictions on their accounts. A client wishing to restrict maximum bet limits on their accounts can contact Tom via the Contact Us section and restrictions can be applied to individual accounts.

1. Winnings will be credited to a Client's Betting Account following confirmation of the official result; once Tom Waterhouse has paid out he will not recognize the overturning of an events decision. Should funds be credited to a Client's Betting Account in error, it is the Client's responsibility to notify TW of the error without delay and the Client shall return to TW any funds credited in error.
2. Client Betting Accounts:
   1. Each Client will be issued a Client Betting Account before wagers are accepted.
   2. With the approval of TW a Client's Betting Account will be granted a Maximum Debit Limit.
   3. A Maximum Debit Limit is the maximum permissible debit balance.
   4. TW and the Client are required to settle the "Client Account Balance".
   5. Subject to paragraph ii) above a "Client Account Balance" is a debit balance, credit balance or Nil.
   6. The Client Account Balance is the difference between the unsettled wagers made by the Client and the sum of any Client Deposits and unsettled winnings payable by TW for all settlement periods. If the unsettled wagers exceed the sum of Client deposits and unsettled winnings, then there is a debit balance. If the sum of Client Deposits and unsettled winnings exceed the unsettled wagers, then there is a credit balance.
   7. In relation to Clients that have been granted a maximum debit limit the settlement period shall, unless otherwise agreed, be weekly and shall end at midnight on Sunday of any week with respect to wagers made by the Client and accepted by TW during the preceding seven (7) day period.
   8. In relation to Client Betting Accounts without a Maximum Debit Limit, the Client may request any credit balance be paid to it.
3. Settlement means the full payment of a Client Account Balance for a settlement period and if there are unsettled Client Account Balances for prior settlement periods then those prior settlement periods must be settled as well.
4. In relation to Client Betting Accounts that have been granted a Maximum Debit Limit the Client Account Balance is payable by the Client in the case of a debit balance or, by TW in the case of a credit balance, and is payable immediately upon notification to the Client by TW of a Client Account Balance.
5. Where a Client has been granted a Maximum Debit Limit in accordance with paragraph D, the Client may be refused wagers by TW if his Client Account Balance at any time exceeds their Maximum Debit Limit or if the effect of that wager would cause the Maximum Debit Limit to be exceeded. If TW, in its discretion, allows a Client to make a wager even though the Maximum Debit Limit may be exceeded, the Client shall settle its resultant Client Account Balance when next notified by TW.
6. For the avoidance of doubt, it is the Client's responsibility to monitor the balance of his Client Betting Account and if, for whatever reason, the Client Betting Account Balance exceeds its Maximum Debit Limit it is the Client's responsibility to ensure that all amounts of the Debit Balance are settled in accordance with these Rules.
7. Where a Client has not been granted a Maximum Debit Limit the Client may be refused wagers by TW if his Client Account Balance at any time is in debit or if the effect of any wager would cause the Client Betting Account going into debit.

1. Unless a sports specific rule states otherwise, where an event or match is postponed and rearranged to take place within 48 hours of the original scheduled starting time of the event or match, all wagers will stand. If the event or match is rescheduled for a time greater than 48 hours after the original scheduled starting time, all wagers will be void and stakes refunded.
2. In the case of all sports (except soccer) and all other contests that involve a set length of play or time limit, players must play and the event must run to the conclusion of the designated time to be considered official for betting purposes.
3. Overtime periods or extra time in all sports shall count towards the final result for the match except in relation to soccer (see rules for soccer below).
4. In the event of a Dead Heat or Draw, where such an option was not offered for betting purposes, the ticket will be paid out at face value divided by the number of Dead Heating winners of the event (The Dead Heat Rule).
5. For multiple wagers, if any leg/legs are void, the multiple wager will be recalculated excluding the voided leg/legs.

1. Where a race meeting is transferred from one racecourse to another, all betting rules will apply as if the meeting was not transferred and the betting limits shall be for the course on which the meeting should have been held.
2. If a race is abandoned then all live bets on those races will be cancelled and monies refunded, subject to TW Wager Type Rules for specific bet types.
3. If a race is postponed then all wagers placed after final field stage on that race are cancelled and monies refunded, subject to TW Wager Type Rules. All wagers placed before final field stage will stand.
4. In the event of a horse being withdrawn late by order of the stewards, all wagers will be paid as stewards from that meeting direct including deductions on remaining runners.
5. If a wager is accepted, but afterwards found to have been taken after the result of the race was known, or in the opinion of TW management could have been anticipated (e.g. the runner was several lengths in front with a hundred meters to go), the wager will be voided and refunded.
6. TW reserve the right to refuse the whole or part of any wager.
7. Where there are eight (8) or more runners in a race, the place dividend shall be paid on first, second and third places.
8. Where there are seven (7), six (6) or five (5) runners in a race, the place dividend shall be paid on first and second places only.
9. Where there are less than five (5) runners in a race, the wagers shall be "Win Only".

1. Betting is on an All-in basis (no refunds for non-starters).
2. Payouts will be based on the podium positions.
3. If an event is postponed and rescheduled to occur within 48 hours of the original start time, all bets will stand. If it is rescheduled for more than 48 hours later, all single bets are void and wagers refunded while affected MultiBets will be recalculated excluding that event or leg.

1. Payouts will be based on the official declared result, although conditions may apply to specific betting options (e.g. end of normal time, including extra time - an extension of normal time - etc.)
2. Where a match is abandoned or postponed, and played within 7 days of the original scheduled date, all bets stand. Once the 7 days have expired, all single bets are void and wagers will be refunded while affected MultiBets will be recalculated excluding that event or leg.
3. Where the draw option is offered, the bet is decided on the result at the end of normal time (i.e. extra time - an extension of normal time or not included). For Margin betting, the Draw option is always offered, although in other betting options where the draw option is not offered, The Dead Heat Rule applies.
4. For match winners and goal kicking options, statistics used by the AFL website (www.afl.com.au) will be the statistics used for payout purposes.
5. For Brownlow and Coleman Medal markets, Win and Place will be paid on first, second and third. All-In betting only. In the event of a tie between two or more players, the Dead Heat Rule applies.

1. Games are official after 5 innings of play. If the home team is leading, the game is official after 4.5 innings of play. If a game goes past 5 innings (including any extra innings) and is subsequently called off, suspended or postponed, the winner is determined by the score after the last full inning of play (except in the case when the home team score to tie or take the lead in the bottom half of the inning in which the game is called off - the runs do count).
2. For line (Run Line) betting, the game is official after 9 innings if the visitor team is winning and after 8.5 innings if home team winning.
3. First 5 innings result: Nominated pitchers must start. Teams must complete 5 innings unless home team ahead after 4.5 innings. First 3 innings result: Nominated pitchers must start. Teams must complete 5 innings unless home team ahead after 2.5 innings. First Team to Score: Nominated pitchers must start. Pay out on 1st run scored. End of 5 Innings/FT Double: Nominated pitchers must start. Game must go 8.5 Innings or more. Exact Winning Margin: Nominated pitchers must start. Game must go 8.5 Innings or more.
4. For run totals the game is official after 9 innings (8.5 innings if home team is winning) with the exception that at any time the run total is exceeded the wager is official.
5. Should either of the nominated pitchers withdraw before throwing a pitch, all single bets are void and wagers will be refunded while affected MultiBets will be recalculated excluding that event or leg.
6. All baseball betting is conducted on the understanding the nominated pitchers (i.e. the pitchers who throw the first pitch of the game for their teams) are playing.

1. Payouts will be based on the official final score, extra time (an extension of normal time) included, unless otherwise specified.
2. Games are official after 43 minutes of play (NBA and NBL), 35 minutes of play (NCAA) and at the end of normal time (all other competitions).
3. In handicap and totals betting, where the line or total is a flat number, if the score lands on the line or total all bets are void and wagers will be refunded. Affected multiple bets (parlays) will be recalculated excluding that event or leg.
4. If a game is abandoned, postponed to another date, or fails to meet the above criteria, single bets are void and wagers will be refunded. Affected MultiBets will be recalculated excluding that event or leg.

1. a. Where a match is abandoned or postponed, but fought within 14 days of the original scheduled date, all bets stand. Once the 14 days have expired, all single bets are void and wagers will be refunded. Affected MultiBets will be recalculated excluding that event or leg.
2. All bets on either boxer to win will be decided by the judges' decision, which includes points, technical knockout ('TKO'), knockout ('KO') or disqualification.
3. UFC/MMA - To win the fight: Prices are offered for each fighter to win the fight and in the event of a draw all bets will be paid half face value of the ticket, unless the draw option is available. Bets will be settled on the official result announced in the ring. Subsequent appeals/amendments do not affect settlement (unless the amendment was made due to human error when announcing the result)
4. If odds are offered for the draw, in the event of a draw, all wagers on either boxer to win will be unsuccessful wagers. If there is a 'technical draw' determined by the referee (due to an accidental cut), then the bout is deemed a 'no contest' and all wagers will be refunded.
5. In Round-by-Round betting, if a boxer fails to answer the bell, the fight will be deemed to have ended in the previous round.
6. For all bets on a boxer to win on points, the full scheduled number of rounds must take place for the bets to be deemed successful.
7. If the scheduled number of rounds is changed all 'Pick the Round' bets are void and wagers will be refunded.
   g.1. UFC/MMA - Round Betting: If a fighter withdraws in the period between rounds the fight is deemed to have ended in the previous round for the purpose of "Round Betting" settlement. Should the scheduled number of rounds be changed before the fight all "Round Betting" bets will be made void.
8. In Total Round betting, a half or 0.5 of a round does not equal 1 minute and 30 seconds of a 3 minute round. For example, if the wager placed is at 'Under 9.5 Rounds', and the bout was stopped at 2 minutes into the 9th round, the wager placed on 'Under 9.5 Rounds' would be successful. If the wager placed was 'Over 9.5 Rounds', both competitors would have to answer the bell at the start of the 10th round for that wager to be successful.
9. Unless otherwise stated, in 'How Will Fight End' betting, the KO betting option includes KO, TKO and Disqualification.
   i.1. UFC/MMA - Method of Victory: For the purposes of this market a KO includes the following: Referee stoppage while fighter is standing, Referee stoppage while fighter is on the canvas, Stoppage by doctor, Stoppage by corner, Fighter retires due to injury. For the purposes of this market a submission includes the following: Referee stoppage due to tap out, Referee stoppage due to technical submission, Fighter verbal submission (includes verbal submission due to strikes). In the event of a draw, disqualification or no contest the market will be void.

1. For High-Bat betting, all players in the Final Batting 11 do not have to bat for wagers to stand. There are no refunds for players who do not bat as part of the Final Batting 11. Wagers will be refunded for those players who are not part of the Final Batting 11.

1. In the event of a tie, all wagers to win on either team will be paid at half face value and affected MultiBets will be recalculated.
2. In Limited Overs matches shortened by weather, the outcome will be determined by the competition rules. If the match is declared a 'no-result' all single unresulted wagers at that time are void and wagers will be refunded. Affected MultiBets will be recalculated excluding that event or leg. However all decided wagers, such as 'High Bat', 'Highest Opening Partnership', 'Individual Match-Ups' and 'Next Man Out' will stand with exception to 'High Bat' wagers; which will be paid where the minimum number of overs have been bowled as deemed by the Governing body to constitute a game. Where the minimum number of overs required to constitute a game are not bowled then 'High Bat' wagers will be refunded.
3. For batting or bowling match-ups, both batsmen must reach the crease or both bowlers must bowl one ball for bets to stand. Otherwise all wagers are void and wagers will be refunded. Affected MultiBets will be recalculated excluding that event or leg.
4. If a match is transferred to a reserve day, all wagers accepted prior to the toss of the original game will carry over. All wagers accepted after that time are void and wagers will be refunded. Affected MultiBets will be recalculated excluding that event or leg.
5. In the event of a tied series, teams will be deemed joint winners and the Dead Heat Rule will apply.
6. High-Bat betting payouts are based on those players in the Final Batting 11. Wagers will be refunded for bets placed on those players who are not part of the Final Batting 11

1. In the event of a match being decided by a Bowl-off, Bowl-out, Super over or Toss of the coin all bets on both teams will be paid Half Face Value of the ticket, except for those on markets that have been unconditionally determined. Bowl-offs, Bowl-outs, Super-over's or Toss of the coin WILL NOT be used to determine the result of a match but in the case where the winner of an outright series, a tournament or where a team lifts a trophy as a result of this we will settle all future markets as the official competition winners. Any wickets, runs, catches, method of dismissal accumulated in a Bowl-off, Bowl-out or Super-over WILL NOT be added to a player's final tally for betting purposes. If a Bowl-off, Bowl-out, Super-over or Toss of the coin is used at any time to determine the winner of the contest we will offer a price for the winner of that game as a separate market.

1. In the event of a tie (i.e. where both teams are bowled out twice and have the same score), all wagers to win on either team will be paid at half face value (i.e. half the win plus half the wager amount). Wagers on the draw will be deemed unsuccessful. This rule may vary for some domestic competitions. If this rule is varied, Members will be informed via a notation listed under the event.
2. At least one ball must be bowled for wagers to stand; otherwise all single wagers are void. However, if a match is officially abandoned (e.g. due to dangerous pitch conditions) then all undecided single wagers on the match are void and wagers will be refunded. Affected MultiBets will be recalculated excluding that event or leg.
3. For wagers to stand in Batting or Bowling Match-Ups, both batsmen must reach the crease or both bowlers must bowl one ball. Otherwise all single wagers are void and wagers will be refunded. Affected MultiBets will be recalculated excluding that event or leg.
4. For Series betting, all scheduled matches must be played. Otherwise all single wagers are void and wagers will be refunded. Affected MultiBets will be recalculated excluding that event or leg - unless a result has already been determined.
5. Betting on Australian domestic cricket is based on the most points awarded in the match.

1. Betting is on an All-in basis. Wagers placed on non-starters will not be refunded unless otherwise specified.
2. Payouts will be based on the podium positions

1. If a tournament is not completed within 14 days of commencing, all wagers on any betting option for the tournament are void except wagers that are decided within the 14 day period.
2. If a player is disqualified, only completed rounds prior to the round, where the disqualification occurred, will count.
   b.1. Head to Head golf wagers require both players to complete the 1 st and 2 nd rounds for wagers to stand. Should a player in a Head to Head golf wager not complete both the 1 st and 2 nd rounds wagers will be void and the wager stake refunded. Affected MultiBets will be recalculated excluding this event or leg.

1. For wagers on a particular player to stand, that player must tee-off. Playoffs are included in determining the winner and every player beaten in a playoff is deemed to have tied for second.
2. If a tournament is shortened, after it has started, then all wagers stand. Wagers accepted after the end of a day's play are void unless there is further play, which counts towards the result of the tournament (other than a playoff), or the betting is specifically stated to be on the outcome of a playoff.
3. If a tournament is officially abandoned, all wagers on the tournament are void, and wagers will be refunded, except options that have already been decided. Affected MultiBets will be recalculated excluding that event or leg, except options that have already been decided.

1. Both players (or all players in group) must tee off for wagers to stand. Playoffs are excluded.
2. The winner is the player who plays the most holes (excluding playoffs). If they are equal on holes, the best score wins. Holes played in a round that is subsequently abandoned, or for any reason not counted towards the result of the tournament, do not count.

1. Both players (or all players in the three ball or group) must tee off for wagers to stand.
2. Where no tie or draw option is offered, The Dead Heat Rule applies. Playoffs are excluded unless otherwise stated.
3. The winner is the player who plays the most holes (excluding playoffs). If they are equal on holes, the best score wins. Holes played in a round that is subsequently abandoned, or for any reason not counted towards the result of the tournament, do not count.

1. For wagers to stand, the named player must play 36 holes (or 54 or 72 holes where the cut is made at that point).
2. A player is deemed to have made the cut if the player is eligible to play in the round after the cut is made (even if the player chooses not to do so). If a player is not eligible to do so (even if the rules for the cut have been changed during the tournament) that player is deemed to have missed the cut.

1. Payouts will be based on the official final score, including extra time (an extension of normal time). This excludes 'Half time/Full time doubles' which are paid at the end of normal time.
2. Games are official after 55 minutes of play.
3. If a game is postponed and rescheduled to occur within 48 hours of the original start time, all wagers stand. If rescheduled for more than 48 hours later, all single wagers are void and wagers will be refunded. Affected MultiBets will be recalculated excluding that event or leg.
4. First half lines and wagers relate solely to the score in the first half. The first half must be completed for such wagers to stand. Second half/half time lines and bets relate solely to the score in the second half (including any extra time, i.e. an extension of normal time). The second half must have five minutes or less remaining for such wagers to stand.

1. When the draw option is included, payouts are based on the score at the end of normal time (extra time, i.e. an extension of normal time, not included). In handicap and totals betting, extra time is included.
2. When the game total is a 'flat' number (eg. seven), and if the total score lands on that number, all wagers are void and wagers will be refunded. Affected MultiBets will be recalculated excluding that event or leg.
3. Exact Game Total: Includes Overtime and Shoot Out. Highest Scoring Period: Dead heat rules apply. Excludes Overtime and Shoot Out.
4. All Game Total Over/Under betting includes overtime (Penalty Shoot outs included). Penalty shoot outs equate to a value of 1.

1. 'Pick the Score' betting is based on the score at the end of normal time (i.e. extra time - an extension of normal time - is not included).
2. Games are official after 55 minutes of play.
3. If a game is abandoned, or postponed to another date, all single wagers are void and wagers will be refunded. Affected MultiBets will be recalculated excluding that event or leg.
4. In 'Grand Slam Betting', all of the day's games set down for decision must reach their official conclusion, or wagers are void and wagers will be refunded. Affected MultiBets will be recalculated excluding that event or leg. The exception being that if the total is exceeded without all games being played to their official conclusion then wagers will stand.

1. Race Betting: All race bets are settled on the official classification at the time of the podium presentation, with subsequent disqualifications disregarded.
   a.1. Points/ Podium Finish: The result for settlement is at the time of the podium presentation. Subsequent disqualifications and/or appeals will not affect bets.
   a.2. Classified/Not Classified and Number of Drivers to Finish: All drivers who complete 90% of the race laps are deemed as classified finishers in line with the official classification.
   a.3. If a race is postponed prior to its scheduled start date/time then bets will be void unless the race is rescheduled to start within 48-hours.
2. Qualifying: Bets will be settled as the fastest lap during the final qualifying session as recorded by the official governing body, any subsequent penalties or demotions imposed shall be disregarded.
   b.1 Start of the Race: The start of the race is deemed to be the signal to start the warm up lap. All drivers are in play (all in) from this point on.
   b.2 Fastest Lap: The official result at the time of the podium presentation for the race will be used.
3. Match Ups (Head to Head): All match ups will be settled as per the official result. If one driver fails to complete the race, the other driver will be deemed the winner. Where both drivers fail to complete the race, the number of laps completed will determine the winner. If both drivers fail to complete on the same lap, the official placings as assigned by the controlling authority will determine the result. Both drivers must start the race for bets to stand. In the event of a replacement driver all bets are void.
4. Betting on Drivers' and Constructors' Championships: Bets on the Drivers' Championship and Constructors Championship will be settled in line with the official results immediately following the podium presentation of the final race of the season, with subsequent disqualifications disregarded. The drivers' and constructors' championship titles are awarded to the driver and constructor who score the most points over the course of the season. In the case of a dead heat for a championship place then the driver or constructor with the higher number of superior race results will be awarded the place.
5. The bet begins with the signal to start the warm up lap, and the first driver to retire will be deemed to be the first driver to leave the race after this signal. Should more than one driver retire on the same lap then Dead-Heat rules apply.
6. Safety Car: A Safety Car Period is defined as the need for the Safety Car to run in front of the leading car during a specified race. Should the race start under the Safety Car, then all bets concerning the safety car market will be settled as Yes.
7. Leader after the First Lap: For settlement purposes the winner is deemed to be the driver leading the race as they cross the start/finish line after one classified race lap (warm-up lap not included). In the event of one lap not being fully completed all bets will be void. If the race starts under the safety car all bets will be void.

1. Payouts are based on the official declared result including the end of any additional time in which the Golden Point Rule is used, although, conditions may apply to specific betting options. Specifically, Head to Head, Line, Totals, Try Scorers, and Scoring Play markets include extra time. Under/Over 12.5 points and HT/FT minutes Doubles are resulted at the completion of normal time i.e. they exclude extra time. A Draw dividend is included in Margin betting options.
2. Where a match is incomplete, abandoned or postponed and resumed, or played within 7 days of the original scheduled date all wagers stand.
3. Once the 7 days have expired all single wagers are void and wagers will be refunded. Affected MultiBets will be recalculated excluding that event or leg.
4. If the result of a match after extra time is a Draw, then the Dead Heat Rule applies. In Handicap/Line and Totals betting, where the number is a flat number (e.g. 6.0), and the result lands on that flat number, then all wagers affected by that flat line will be void and wagers will be refunded. All MultiBets affected by that flat line will be recalculated excluding that event or leg.
5. For 'First and Last Scoring Plays' and First Points markets, if the match remains scoreless after normal and any extra time, then single wagers are void and wagers will be refunded. Affected MultiBets will be recalculated excluding that event or leg.
6. For 'Most Tries' wagers in groups of three or more players, if no player from the group scores a try, single wagers are void and wagers will be refunded. MultiBets will be recalculated excluding that event or leg. If any of the players do score any tries and there is Dead Heat, the Dead Heat Rules apply.
7. For Time of First Try betting, payouts are based on the official NRL clock.

1. Payouts will be based on the official declared result, but conditions may apply to specific betting options (e.g. end of normal time, including extra time - an extension of normal time - etc.)
2. Where a match is incomplete, abandoned or postponed and resumed or played within 7 days of the original scheduled date, all wagers stand. Once the 7 days have expired all single wagers are void and wagers will be refunded. Affected MultiBets will be recalculated excluding that event or leg.
3. Where the draw option is offered, the wager is decided on the result at the end of normal time (i.e. extra time - an extension of normal time -not included). Where the draw option is not offered, the Dead Heat Rule applies. In handicap and totals betting, where the line or total is a flat number, if the score lands on the line or total all wagers are void and wagers will be refunded. Affected MultiBets will be recalculated excluding that event or leg.
4. For 'First and Last Scoring Plays' and First Points markets, if the match remains scoreless after normal and any extra time, then single wagers are void and wagers will be refunded. Affected MultiBets will be recalculated excluding that event or leg.
5. For 'Most Tries' wagers in groups of three or more players, if no player from the group scores a try, single wagers are void and wagers will be refunded. MultiBets will be recalculated excluding that event or leg. If any of the players do score any tries and there is Dead Heat, the Dead Heat Rules apply.
6. For Time of First Try betting, payouts are determined by the official clock of the match.

1. Wagers are determined on the result after normal time. Normal time includes any stoppage time added by the referee. The result is the official result as first declared by the governing association of the match or the event as the full time result, notwithstanding the match or event being shortened, later changes of the official result and/or errors, unless otherwise stipulated by TW.
2. Where odds are offered for both the 'normal time' result and the 'outright' result, (e.g. Cup finals, etc.), the member has the option of betting on either outcome.
3. If a game is postponed and rescheduled to occur within 48 hours of the original start time, all wagers stand. If rescheduled for more than 48 hours later, all single wagers are void and wagers will be refunded. Affected MultiBets will be recalculated excluding that event or leg.
4. When a game starts but is subsequently abandoned before the completion of normal time, all wagers are void, accepting those results which may already have been decided (e.g. First Goal Scorer, Time of First Scorer, etc.).
5. For betting on 'First Goal Scorer' own goals (goals accidentally scored by the opposition for the other team) do not count unless otherwise specified.
6. When betting on 'First Goal Scorer' and there is an option of 'No Goal Scorer', if no goals are scored all wagers on selected players that entered the field are deemed unsuccessful.
7. When betting on 'Number of Cards' for the match, one red card beats any number of yellow cards unless otherwise specified.

1. Betting is All-In and Win Only. All wagers stand regardless of postponement and change of venue. Wagers are paid on official result stated by the governing body. Tournament cancellation will result in all wagers being void and wagers will be refunded. Affected MultiBets will be recalculated excluding that event or leg.

1. In the case of Outright Tournament winner, bets will be refunded if a player withdraws prior to the start of an event. In this instance we reserve the right to apply a reduction to winning bets as per "Final Field Betting" which is found in Horse Racing rules. If however, a player withdraws during the tournament, All In betting rules apply.
2. If a match is awarded to a player due to the retirement or disqualification of an opponent all single wagers are void and wagers will be refunded. Affected MultiBets will be recalculated excluding that event or leg. In the case of Outright Tournament winner, All In betting applies.
3. In the event of a change of venue or from outside to indoor court and vice versa, all bets will stand, if there is a change of surface (from hard/carpet/clay/grass to a different type of surface) all bets will be void.
   c.1. In Doubles Tennis matches, wagers will only be accepted on the original listed players. If there is a player substituted all wagers will be void and refunded. All affected MultiBets will be recalculated excluding that leg.
4. If a match is postponed and rescheduled, all bets stand. If the match is not played or all sets have not been completed, all single wagers are void and wagers will be refunded. Affected MultiBets will be recalculated excluding that event or leg.
   d.1. For sets betting, if the match doesn't start, or is unfinished due to either player's incapacity or disqualification, then all single wagers are void and wagers will be refunded. Affected MultiBets will be recalculated excluding that event or leg. However, in the case of First Set exact score betting, only the first set needs to be completed for wagers to stand.Sets Total: A ball must be served in final set for bets to stand.
   d.2 Set Betting - Bets are void if the statutory number of sets is not completed, or changed
   d.3 First, Second & Third Set Winner - in the event of the first set not being completed bets will be void. This also applies to the second and third set if they are not completed.
   d.4 First, Second & Third Set Correct Score - All bets will be void in circumstances where a set is not complete.
5. Markets based on total games/handicap games - These general rules apply to Games in individual sets, Games in match, Player Games, and Handicap Betting.
   
   For the purposes of all such markets a tie-break or Champions' Tie-Break is counted as one game.
   
   In the event of retirement, disqualification or change of surface mid-match, bets will be void unless there is no conceivable way the set and/or match could be played to its natural conclusion without unconditionally determining the result of that market.
   
   e.g. (1) A set is abandoned at 3-3: bets on Over/Under 8.5 games or fewer in the set are settled as winners/losers respectively, since any natural conclusion to the set would have at least 9 games.
   
   e.g. (2) A best-of-3 sets match is abandoned at 6-3 2-6: bets on Over/Under 22.5 games or fewer in match will be settled as winners/losers respectively, since any natural conclusion to the match would have at least 23 games.
   
   e.g. (3) A best-of-3 sets match is abandoned at 7-5 5-7 5-5: bets on either player with a handicap of +2.5 or more will be settled as winners, bets on either player with a handicap of -2.5 or less will be settled as losers.
   
   The Handicap, Total Games In Match and Player Games markets are based on a statutory number of sets (see related set betting). In the event of the statutory number of sets being changed or differing from those offered for betting purposes then all bets are void.
   
   At the end of the match all of the games each individual player wins are totalled and the handicap applied to determine the handicap winner.
   
   e.1. For Tournament Head to Head wagers, the player that advances the furthest in the singles competition of the tournament is deemed the winner. Both players must commence play in the tournament for wagers to stand. If there is a Draw betting option, the Draw is deemed successful if both players are eliminated in the same round. If there is no Draw option, the Dead Heat Rule applies.

1. All-In betting applies. Coalition refers to the Liberal Party and National Party. TW pays on the party that is sworn in. Wagers are settled at the time of swearing in.

1. Entertainment is TW description for wagers on, normally, non-sporting events such as current affairs, including but not limited to Beauty Pageants, Reality Television programs and Poker Tournaments.
2. Wagers on these 'Special' markets are available as single wagers only, unless otherwise stated on the site.
3. Specific rules and conditions relating to each individual 'Specials' market will be displayed on site as these markets become available.
4. The maximum payout on any wager which includes a selection, or selections, from a 'Specials' market is at the Bookmakers discretion, unless otherwise stated for a particular event. This maximum applies to the payout to any one customer, in any one day.

1. Podium/Dias positions determine the standing for the settlement of wagers.
2. Post Podium/Dias, TW does not recognise overturned decisions for betting purposes.
3. Upon postponement of any event (e.g. due to bad weather) all wagers stand until the event takes place. If the event is abandoned all single wagers are void and wagers will be refunded. Affected MultiBets will be recalculated excluding that event or leg.
4. Unless otherwise stated, betting is on an All-In basis. (no refunds for non-starters unless otherwise stated)

1. Bets are decided on the official result as declared by that particular sport's governing body.

1. For all racing exotics (Quinella/Exacta/Trifecta/First Four/Quadrella), TW pays the dividend declared by SuperTAB to a maximum payout of $50,000. TomWaterhouse.com reserves the right to limit the payout to the official Supertab pool size for all exotic bets (per client). Any payout amendments will be at the discretion of management.
2. A Quinella is when two (2) runners are selected to place first and second in any order.
3. In the event of a Dead Heat, there will be as many dividends as there are correct order combinations as declared by the SuperTAB.
4. Unless otherwise agreed with TW Quinella and Exacta wager payouts are subject to the discretion of the bookmaker
5. An Exacta requires that the first two (2) place getters are nominated in correct order.
6. In the event of a Dead Heat for first, second or both, there will be as many dividends as there are correct order combinations as declared the SuperTAB.
7. A Trifecta requires nominating the first three (3) place getters in correct order. In the event that the Super Tab does not declare a dividend on the first three place getters in correct order, then TW will pay the same dividends and numbers as declared by the SuperTAB. In addition, subject to the discretion of the bookmaker should a Member/s of TW successfully nominate the first three place getters then TW will declare an additional dividend be equal to: (the total dollar amount of the pool held by the SuperTAB on the trifecta pool for the event less statutory deductions) Divided by (the total number of winning units held by TW on the event.
8. In the event of a Dead Heat for any or all of the place getters, there will be as many dividends as there are correct order combinations as declared by the SuperTAB.
9. If one of the selected runners in a Quinella, Trifecta or Exacta is declared a 'non-runner' or is scratched after the wager is confirmed, wagers will be refunded on every combination which includes the scratched runner and the combination stands and the wager re-calculated without the scratched runner.
10. A First Four bet requires nominating the first four place getters in correct order.
11. Unless otherwise specified TW First Four payouts are based on the winning combinations as declared by SuperTAB to the limits set-out in the terms under section 6 L
12. In the event of a dead heat combination in the first four place getters, there will be as many dividends as there are correct order combinations as declared by SuperTAB
13. In the event of a jackpot and there is no dividend declared by SuperTAB and a client of TW has successfully nominated the first four place getters in correct order then the dividend declared by TW shall, subject to the limits set out in the terms section 6 L be equal to: (the total dollar amount of the pool held by SuperTAB on the jackpotted event less statutory deductions) Divided by (the total number of winning units held by TW on the jackpotted event).
14. Clients who are entitled to claim winnings in respect of jackpotted First Four bet events may request confirmation from N.T Racing & Gaming as to the number of units held by TW on the jackpotted event.
15. If one of the selected runners in a First Four bet is declared a 'non-runner' or is scratched after the wager is confirmed, wagers will be refunded on every combination which includes the scratched runner and the wager will be re-calculated without the scratched runner.
16. Unless otherwise stipulated First Four wager payouts are subject to the discretion of the book maker.
17. A Quadrella wager (also referred to as a "Quaddie") requires nominating the successful first place winning runner of four consecutive races listed on the Quadrella race card.
18. Standard Quaddie wagers on all Australian gallop races TW pays the dividend declared by SuperTAB
19. Australian Races: if the selected runner is scratched or declared a non runner after the wager is confirmed, that portion of the wager will be transferred to the substitute favorite as declared by SuperTAB.
20. If a Quaddie race leg(s) is declared a no race or abandoned TW will pay dividends as declared by SuperTAB
21. In the event of a jackpot and there is no dividend declared by Home Tote TAB and a client of TW has successfully nominated the winning Quaddie combinations then the dividend declared by TW shall, subject to the limits in Terms set out in section 6 L, be equal to the total dollar amount of the pool held by SuperTAB.
22. Clients who are entitled to claim winnings in respect of jackpotted Quaddie bet events may request confirmation from N.T Racing & Gaming as to the number of units held by TW on the jackpotted event.

1. Any instructions received by the Bookmaker from the Client for the placing of Bets shall constitute acceptance of the terms and conditions contained herein.
2. Upon acceptance of these terms and conditions by the Client the terms and conditions are irrevocable and can only be rescinded in accordance with these terms and conditions or with the written consent of the manager of the Bookmaker.
3. None of the Bookmaker's agents or representatives are authorised to make any representations, statements, conditions or agreements not expressed by the manager of the Bookmaker in writing nor is the Bookmaker bound by any such unauthorised statements.
4. The Client undertakes to give the Bookmaker not less than fourteen (14) days prior written notice of any proposed change in the Client's name and/or any other change in the Client's details (including but not limited to, changes in the Client's address, facsimile number, or telephone number).
5. TW reserves the right to void any or all wagers made by any individual or group of people acting together (or on behalf of another individual or group of people) in an attempt to gain financial benefit through the manipulation of TOTE based dividends or official starting prices. This can include persons, relatives, organisations, bookmakers and their employees.

1. The Bets are placed by either phone or electronically. No bet stands until the operator has called it back to you and confirmed it, or you have received an 'Accepted' message when your bet is processed through our website. Once placed, no bet may be altered or cancelled.

1. Nothing in this agreement is intended to have the affect of contracting out of any applicable provisions of the Commonwealth Trade Practices Act 1974 or the Fair Trading Acts in each of the States and Territories of Australia, except to the extent permitted by those Acts where applicable.

1. Interest on overdue Settlements shall accrue from the date when payment becomes due daily until the date of payment at a rate of 2.5% compounding per calendar month and shall accrue at such a rate after as well as before any judgment.
2. If the Client defaults in payment of any Settlement when due, the Client shall indemnify the Bookmaker from and against all the Bookmaker's costs and disbursements including on a solicitor and own client basis and in addition all of the Bookmaker's nominees costs of collection.
3. If any Settlement remains unpaid at the end of the second month after supply of the Bets or Bets the following shall apply: An immediate amount of the greater of $20.00 or 10.00% of the amount overdue shall be levied for administration fees which sum shall become immediately due and payable.

1. Notwithstanding anything to the contrary contained herein or any other rights which the Bookmaker may have howsoever:
   1. Where the Client is the owner of land, realty or any other asset capable of being charged, the Client agrees to mortgage and/or charge all of their joint and/or several interest in the said land, realty or any other asset to the Bookmaker or the Bookmaker's nominee to secure all amounts and other monetary obligations payable under the terms and conditions. The Client acknowledges and agrees that the Bookmaker (or the Bookmaker's nominee) shall be entitled to lodge where appropriate a caveat, which caveat shall be released once all payments and other monetary obligations payable hereunder have been met.
   2. Should the Bookmaker elect to proceed in any manner in accordance with this clause and/or its sub-clauses, the Client shall indemnify the Bookmaker from and against all the Bookmaker's costs and disbursements including legal costs on a solicitor and own client basis.
   3. The Client hereby irrevocably nominates constitutes and appoints the Bookmaker or the Bookmaker's nominee as the Client's true and lawful attorney to execute mortgages and charges (whether registrable or not) including such other terms and conditions as the Bookmaker and/or the Bookmaker's nominee shall think fit in his/her/its/their absolute discretion against the joint and/or several interest of the Client in any land, realty or asset in favour of the Bookmaker and in the Client's name as may be necessary to secure the said Client's obligations and indebtedness to the Bookmaker and further to do and perform all necessary and other acts including instituting any necessary legal proceedings, and further to execute all or any documents in the Bookmaker's absolute discretion which may be necessary or advantageous to give effect to the provisions of this clause.

1. The Bookmaker may cancel these terms and conditions or cancel delivery of Bets at any time before the Bets are delivered by giving written notice. The Bookmaker shall not be liable for any loss or damage whatsoever arising from such cancellation.

1. The Client agrees for the Bookmaker to obtain from a credit-reporting agency a credit report containing personal credit information about the Client in relation to credit provided by the Bookmaker.
2. The Client agrees that the Bookmaker may exchange information about the Client with those credit providers named in the Application for Credit account or named in a consumer credit report issued by a reporting agency for the following purposes:
   1. To assess an application by Client;
   2. To notify other credit providers of a default by the Client;
   3. To exchange information with other credit providers as to the status of this credit account, where the Client is in default with other credit providers; and
   4. To assess the credit worthiness of the Client.
3. The Client consents to the Bookmaker being given a consumer credit report to collect overdue payment on commercial credit (Section 18K (1)(h) Privacy Act 1988).
4. The Client agrees that Personal Data provided may be used and retained by the Bookmaker for the following purposes and for other purposes as shall be agreed between the Client and Bookmaker or required by law from time to time:
   1. provision of Betting Accounts;
   2. marketing of Betting Accounts by the Bookmaker, its agents or distributors in relation to the Betting Accounts;
   3. analysing, verifying and/or checking the Client's credit, payment and/or status in relation to provision of Betting Accounts;
   4. processing of any payment instructions, direct debit facilities and/or credit facilities requested by Client; and
   5. enabling the daily operation of Client's account and/or the collection of amounts outstanding in the Client's account in relation to the Betting Accounts.
5. The Bookmaker may give, information about the Client to a credit reporting agency for the following purposes:
   1. to obtain a consumer credit report about the Client; and or
   2. allow the credit reporting agency to create or maintain a credit information file containing information about the Client.

1. From time to time tomwaterhouse.com will provide clients with special offers and money back guarantees. These offers are intended for use by regular tomwaterhouse.com clients and are to be taken in the spirit in which they are intended. Tomwaterhouse.com retains the right to cancel and/or refund any bets on promotions or special offers where it believes that these offers are being abused or not being used by regular clients. This includes, but is not limited to Friends and Family vouchers, any prize vouchers associated with Tipping and/or Facebook competitions and the "Gai's Best" offer along with other regular offers communicated via our newsletters. Tomwaterhouse.com also reserves the right to close the accounts of those clients deemed to be only using their account for the purpose of utilising the promotions and special offers. All bonuses and free bet offers are limited to one per household. All free bets and bonuses (including initial deposit amount) must be turned over three times (x 3) prior to being withdrawn. To meet these turnover requirements, bets must be placed on any racing, sport or multi selection at odds of greater than $2.00.

1. The minimum withdrawal amount is $10. TW reserves the right to pay any and all withdrawal requests back to the same medium by which funds were deposited. For example if deposits are made by a credit card then all initial withdrawal requests will be paid back to the same credit card. TW also reserves the right to collate multiple withdrawal requests if it suspects that excessive withdrawals are being made or credit card rewards programs are being abused. *Please also note that funds transferred to tomwaterhouse.com for ex-Sports Alive clients must be turned over three times (x3) on selections at odds of $2.00 or greater prior to withdrawal*